Insurance Services

Providing good quality advice and service comes from building strong relationships with people you trust and who understand your individual needs.

Our member brokers around New Zealand can provide you with the right insurance at the right terms and conditions, backed up with personal care and attention.

We provide the full range of insurance products available in the marketplace and have access to a variety of insurers and underwriters, including Lloyds of London.

Our members can provide a complete risk analysis for your business which enables them to recommend the right solution for your insurance needs.

 

Security of Insurers

Insurance Advisernet is a strong advocate of promoting the placement of insurance risks with secure and solvent Insurers who will settle any valid claims when they arise.

Although we cannot guarantee the financial strength or solvency of any Insurer, we only recommend our brokers use those Insurers who are licensed to operate in New Zealand and have a minimum of a “B” rating with specialist external rating agencies such as AM Best or Standard and Poors.

Whilst price is important, the financial security of the Insurer is paramount.

So for all your insurance requirements talk to your local Insurance Advisernet Broker.

 

List of Insurable Risks

Below a summary of insurances that are generally available. This list can be used as a guide to assist in your assessment of whether you might require such insurance protection. If you would like further information please contact your broker.

Aerodrome Liability	Aircraft Hull	Association Liability	Bailees Liability
Bloodstock/Livestock	Body Corporate	Bonds	Business Interruption
Carriers Liability	Contract Works	Crop	Dealersblock (Car Yards)
Deterioration of Stock	Directors & Officers Liability	Dwelling/Home	Earthquake & Natural Disaster
Electronic Breakdown	Employee Dishonesty (Crime)	Employers Liability	Employment Disputes
Farm	Forest	General/Public Liability	General Property
Health	Hole in One	Home Contents	Income Protection
Information Technology Liability	Inland Transit	Jewellers Block	Keyman
Kidnap & Ransom	Landlords Protection	Legal Defence	Life / Risk
Loss of Rents	Machinery Breakdown	Management Liability	Marine Cargo
Marine Hull	Material Damage	Medical Malpractice	Mortgage Protection
Motor Cycle	Motor Vehicle	Non-Appearance &/or Cancellation	Performance Bonds
Personal Accident &/or Sickness	Product Extortion, Tamper or Contamination	Product Liability	Product Recall &/or Guarantee
Professional Indemnity / Errors & Omissions	Shipbuilders	Ship Repairers Liability	Statutory Liability
Superannuation	Trade Credit	Trauma	Travel
Trustees Liability

Not all of the above will apply to your particular circumstances, however as a business is continually evolving, we suggest that this list be reviewed regularly with your broker to ensure that you have the right insurance protection for your circumstances.

Should a particular risk exposure exist which is not included on your current programme nor listed above, contact your broker to investigate the availability of protection against such exposure for you.